:root{--paper:#f7f0e5;--ink:#493323;--muted:#756352;--line:#d8c6ae;--oak:#e9bc7c;--white:#fffaf1;--serif:Georgia,'Times New Roman',serif;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none;scroll-behavior:smooth;scroll-padding-top:24px}
*{box-sizing:border-box}body{margin:0}a{color:inherit;text-underline-offset:5px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p,figure{margin:0}h1,h2,h3{font-weight:400}p{line-height:1.65}h1,h2,h3{font-family:var(--serif)}h1{font-size:clamp(48px,5.1vw,78px);line-height:1.04;letter-spacing:-3px}h2{font-size:clamp(34px,3.4vw,50px);line-height:1.12;letter-spacing:-1.5px}h3{font-size:32px;line-height:1.12;letter-spacing:-.5px}.wrap{max-width:1320px;width:calc(100% - 112px);margin-inline:auto}.preview-note{padding:9px 16px;text-align:center;background:var(--ink);color:var(--paper);font-size:11px;letter-spacing:.6px;line-height:1.5}.preview-note span{margin:0 7px}.header{display:flex;align-items:center;justify-content:space-between;padding:25px 0;border-bottom:1px solid var(--line);gap:25px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:15px;font-weight:bold;letter-spacing:1.4px}.brand img{mix-blend-mode:multiply}.brand small{display:block;font-size:10px;font-weight:400;letter-spacing:.4px;margin-top:7px}.header nav{display:flex;align-items:center;gap:30px;font-size:13px}.header nav a{text-decoration:none;padding:12px 0}.header nav a:hover{text-decoration:underline}.header nav .contact-link{border:1px solid var(--ink);padding:13px 18px;border-radius:4px}.contact-link span{margin-left:20px}.menu-button{display:none}.hero{display:grid;grid-template-columns:1fr 1fr;gap:65px;padding:65px 0 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/ 55% 55% 3px 3px}.hero-image figcaption{display:flex;justify-content:space-between;font-size:9px;letter-spacing:.25px;padding-top:13px;gap:20px;color:var(--muted)}.image-mark{position:absolute;bottom:52px;right:-21px;display:grid;place-content:center;text-align:center;background:var(--oak);color:var(--ink);width:94px;height:94px;border-radius:50%;font-size:11px;line-height:1.5;letter-spacing:1.6px;transform:rotate(9deg)}.help-section{background:#ecddc5;padding:65px 0}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:25px}.section-heading>.eyebrow{margin-bottom:15px}.section-heading>p{font-size:13px;color:var(--muted)}form.search{margin-top:30px;max-width:760px}form.search>label{display:block;font-size:12px;margin-bottom:9px}.search-row{display:flex;align-items:center;background:var(--white);border:1px solid #b9a080;border-radius:5px;overflow:hidden;min-height:60px}.search-row>span{font-size:30px;margin-left:18px;margin-right:10px}.search-row input{width:100%;min-width:0;border:0;padding:19px 8px;background:transparent;color:var(--ink);font-size:14px}.search-row button{border:0;background:transparent;padding:19px 22px;border-left:1px solid var(--line);white-space:nowrap;color:var(--ink);font-size:13px}.search-row button span{margin-left:16px}.result-status{font-size:12px;margin-top:12px;min-height:20px}.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:12px}.topic{padding:27px 0 0;border-top:1px solid #b9a080;display:flex;flex-direction:column;text-decoration:none}.topic-number{font-size:9px;letter-spacing:1.5px}.topic h3{margin-top:25px}.topic>p{font-size:13px;color:var(--muted);max-width:270px;margin:15px 0 25px}.topic-action{margin-top:auto;display:flex;justify-content:space-between;align-items:center;font-size:12px;padding:16px 0;border-top:1px solid var(--line)}.topic:hover h3{text-decoration:underline;text-underline-offset:7px}.topic[hidden],.no-results[hidden]{display:none}.content-note{font-size:10px;color:var(--muted);margin-top:25px;max-width:760px}.no-results{padding:25px 0}.no-results p{margin:15px 0}.questions{display:grid;grid-template-columns:1fr 1.5fr;gap:80px;padding-block:75px}.questions>div>p:last-child{font-size:14px;color:var(--muted);margin-top:25px}.answers details{border-bottom:1px solid var(--line);padding:0 0 20px;margin-bottom:20px}.answers summary{display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:15px;min-height:30px;list-style:none;cursor:pointer;line-height:1.5}.answers summary::-webkit-details-marker{display:none}.answers summary span{font-size:22px;font-weight:400}.answers details[open] summary span{transform:rotate(45deg)}.answers details p{font-size:14px;color:var(--muted);margin-top:18px;padding-right:20px}.answers details a{display:inline-block;font-size:13px;margin-top:14px}.story{border-top:1px solid var(--line);padding-block:65px 80px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:90px}.story>img{width:100%;height:420px;object-fit:cover;border-radius:3px}.story p:not(.eyebrow){font-size:14px;color:var(--muted);margin-top:19px;max-width:440px}.signature{font-family:var(--serif);font-style:italic;font-size:25px;display:block;margin-top:25px}.contact-section{background:var(--ink);color:var(--paper);padding:70px 0}.contact-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:80px}.contact-layout>div>p:not(.eyebrow){font-size:15px;opacity:.8;margin-top:23px}.form-note{border-top:1px solid #a58b6c;margin-top:34px;padding-top:20px;max-width:310px;font-size:12px}.form-note p{margin:8px 0 15px;color:#e1d0ba}.form-note a{font-size:12px}.contact-form label{display:block;font-size:12px;margin-bottom:10px}.contact-form label span{opacity:.65}.contact-form input,.contact-form select,.contact-form textarea{width:100%;max-width:100%;min-width:0;background:#59402d;border:1px solid #a58a6a;border-radius:3px;color:var(--paper);padding:14px;min-height:48px}.contact-form textarea{resize:vertical;margin-bottom:16px;line-height:1.5}.contact-form textarea::placeholder{color:#d7c2a9}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px}.field-pair>div{min-width:0}.contact-form .button{background:var(--oak);border-color:var(--oak);color:var(--ink)}.form-result{font-size:13px;margin-top:16px;color:var(--oak)}footer{display:flex;align-items:center;justify-content:space-between;gap:30px;padding-block:35px}footer p{font-size:10px;color:var(--muted)}footer>a:last-child{font-size:11px}.footer-brand{font-size:12px}.footer-brand small{font-size:9px}.skip{position:fixed;top:-100px;left:15px;z-index:5;background:var(--oak);padding:15px}.skip:focus{top:10px}:focus-visible{outline:3px solid #b07a2f;outline-offset:5px}.search-row:focus-within{outline:3px solid #b07a2f;outline-offset:3px}.search-row input:focus-visible{outline:0}
@media(min-width:1500px){.hero-image{max-height:560px}}
@media(max-width:1050px){.wrap{width:calc(100% - 64px)}.hero{gap:35px}.header nav{gap:18px}.brand{font-size:12px}.hero-image,.hero-image>img{min-height:450px}.story,.contact-layout,.questions{gap:40px}.hero h1{letter-spacing:-2px}.intro{font-size:17px}.header nav{font-size:12px}.hero-image figcaption{font-size:8px}}
@media(max-width:760px){.wrap{width:calc(100% - 40px)}.preview-note{font-size:9px;letter-spacing:.1px}.header{padding:18px 0;position:relative;flex-wrap:wrap;gap:15px}.brand{font-size:11px;letter-spacing:1px}.brand small{font-size:9px;letter-spacing:.1px}.brand img{width:39px;height:39px}.menu-button{display:flex;align-items:center;gap:12px;background:none;color:var(--ink);border:1px solid #b9a080;border-radius:3px;padding:12px;font-size:12px;min-height:44px}.header nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-top:5px}.header nav.open{display:flex}.header nav a{padding:15px 4px;border-bottom:1px solid var(--line);font-size:14px}.header nav .contact-link{margin-top:10px;padding:14px}.hero{grid-template-columns:1fr;padding-top:35px;gap:30px;padding-bottom:35px}.eyebrow{font-size:9px;letter-spacing:1.4px;margin-bottom:20px}h1{font-size:clamp(44px,11.8vw,68px);letter-spacing:-2px}.intro{font-size:18px;margin-top:23px;max-width:480px}.hero-detail{font-size:14px;max-width:440px}.hero .button{margin-top:22px}.retirement{font-size:11px;margin-top:18px}.hero-image,.hero-image>img{min-height:0}.hero-image>img{height:340px;object-position:center 51%;border-radius:160px 160px 3px 3px}.hero-image{margin-right:10px}.hero-image figcaption{font-size:8px;gap:8px}.image-mark{width:78px;height:78px;right:-10px;bottom:45px;font-size:9px}.help-section{padding:40px 0}.section-heading{display:block}.section-heading>p{margin-top:17px;font-size:13px}.section-heading>p br{display:none}.section-heading .eyebrow{margin-bottom:15px}h2{font-size:36px;letter-spacing:-1px}form.search{margin-top:24px}.search-row input{font-size:16px;padding-left:0}.search-row>span{margin-left:12px;margin-right:8px}.search-row button{padding:20px 14px;font-size:12px}.search-row button span{display:none}.topic-grid{grid-template-columns:1fr;gap:22px}.topic{padding-top:20px}.topic h3{font-size:28px;margin-top:17px}.topic h3 br{display:none}.topic>p{max-width:100%;margin:13px 0 18px;font-size:14px}.topic-action{font-size:13px}.content-note{font-size:11px;line-height:1.6}.questions{grid-template-columns:1fr;padding-block:42px;gap:30px}.questions h2 br{display:none}.questions>div>p:last-child{margin-top:15px}.questions>div>p:last-child br{display:none}.answers summary{font-size:15px;min-height:40px}.answers details p{font-size:14px}.story{grid-template-columns:1fr;gap:30px;padding-block:40px}.story>img{height:280px}.story h2{font-size:36px}.story p:not(.eyebrow){max-width:100%}.contact-section{padding:42px 0}.contact-layout{grid-template-columns:1fr;gap:30px}.form-note{max-width:none;margin-top:24px}.field-pair{grid-template-columns:1fr;gap:20px;margin-bottom:20px}.contact-form input,.contact-form select,.contact-form textarea{font-size:16px}.contact-form .button{width:100%}.form-result{font-size:14px}footer{flex-direction:column;align-items:flex-start;gap:22px;padding-block:30px}.footer-brand{font-size:12px}footer p{font-size:11px}footer>a:last-child{min-height:44px;display:flex;align-items:center;font-size:12px}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}}

/* Quiet timber grain: native CSS, with no external texture asset. */
body{background-color:var(--paper);background-image:repeating-linear-gradient(92deg,transparent 0 78px,rgba(118,76,32,.018) 79px 80px,transparent 81px 157px)}
.hero-image>img{filter:sepia(.22) saturate(.78);border:6px solid #cfad7d;box-shadow:0 0 0 1px #ab865b,0 12px 28px #49332312}
.help-section{background-image:repeating-linear-gradient(2deg,transparent 0 5px,rgba(118,76,32,.025) 6px,transparent 7px 20px)}
.contact-section{background-image:repeating-linear-gradient(91deg,transparent 0 42px,rgba(239,206,159,.035) 43px,transparent 45px 95px)}
.image-mark{box-shadow:0 0 0 4px var(--paper),0 0 0 5px #ab865b}
.story>img{filter:sepia(.12) saturate(.82)}